Personal Accident Insurance

Scope of Coverage

Personal Accident insurance provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.


Protection Plan & Benefits

Live life with full confidence with SmartCare Shield, a flexible personal accident plan, which protects you 24 hours a day, worldwide. You have the choice to select the amount and type of protection you need.

  • Death Benefit
    SmartCare Shield will pay cash benefits according to the sum insured you have chosen in the event of accidental death.
  • Permanent Disablement Benefit
    In the event of permanent disability, you will be paid the full benefits according to the Scale of Permanent Disablement Benefits.
  • Temporary Total Disablement
    In the event you suffer from temporary total disablement which prevents you from attending to or following your usual business or occupation, SmartCare Shield will pay cash benefits according to your selected weekly sum insured. The benefits is payable for up to 104 weeks.
  •  Accidental Medical Expenses
    Reimbursement will be made for any medical expenses necessarily incurred as a result of an accident.

Product Brochures (pdf) | Product Disclosure Sheet (pdf)

Insurer: Axa Affin General Insurance Bhd

Important Notice!

The information of the insurance plan is up to date at the time of this website is published. As time goes on, the information could be amended or revised by the insurer and the authority. If such event happen, the insurer’s version is the most correct. For detailed coverage and protection, kindly refer to your policy contract.